There is a high number of financial privileges experienced in the personal finance community. We all have experienced some of these privileges to a varying degree. The mere fact that we have access to a…

View Post

What is Financial Planning? Financial Planning is the process of allocating money for the different goals set over a period of time. Several businesses engage in financial planning, and since I want you to think…

View Post

What exactly is a 401k? A 401(k) is a retirement contribution savings account removed from an employees paycheck before tax and can only be withdrawn from after retirement. While the 401(k) is mostly popular, there…

View Post

Do you have debt? What kind of debt do you have? Is it student loan, credit card debt, car loan, mortgage, medical debt etc. When I start my debt repayment journey, I had student loan…

View Post

Before I got a job, I told my mom and my sister than when I start earning money, I would save a particular percentage of my income right away. They both looked at me, laughed…

View Post